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We’re Here to Help

At KAL Benefits, we’re committed to protecting what matters most to you — your health, family, and financial future. Our experienced insurance professionals specialize in Medicare, Life Insurance, and Employee/Employer Benefits, and more.

Have questions or want a personalized quote? Fill out the form or call us at (269) 216-4854. We serve clients throughout the Michigan, Arizona and 13 other states. We pride ourselves on clear communication and personal service.

Choosing the right insurance can feel overwhelming — but you don’t have to do it alone. Get in touch to speak with a licensed agent who will review your needs, answer your questions, and help you find coverage that fits your life and budget.

Your peace of mind starts here. Let’s connect and protect what matters most to you.

Contact Form

Send us a message using the form below and we’ll get back to you as soon as possible.

Contact Us

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Office Locations

Battle Creek, Michigan

Scottsdale, Arizona

Licensed in 13 states

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Phone

Michigan

Arizona

Toll Free

269-216-4854

480-535-6627

877-793-0266

By providing your contact information and clicking “Submit,” you give consent for a representative of KAL Benefits to contact you about products and services. We may contact you by phone call, email, automated dialing system, or voice message at the number you provided, even if your number is listed on a federal or state Do Not Call registry. Consent is not a condition of any purchase or service. You can change your communication preferences at any time by contacting KAL Benefits. KAL Benefits is not connected with or endorsed by the U.S. government or the federal Medicare program.

Mon - fri

open all day
8am — 5pm

Saturday

limited hours
Appointment Only

Sunday

limited hours

Appointment Only

Frequently asked questions

  • What’s the benefit of working with an independent insurance broker?

    Independent brokers aren’t tied to one insurance company or service. That means we can compare plans from multiple carriers to find coverage that fits your specific needs, preferences, and budget.

  • Do you charge a fee for your services?

    No, our assistance is provided at no cost to you. We’re compensated by the insurance carriers when we help you enroll in a plan, but our recommendations are always based on what’s best for you.

  • Can you help me review my existing coverage?

    Yes! We’re happy to review your current policies to make sure they still meet your goals and budget. Insurance needs can change over time, and a quick review can often uncover ways to improve your protection or save money.

  • When can I make changes to my health or Medicare plan?

    Most plans have specific enrollment periods each year, such as the Annual Enrollment Period (AEP) for Medicare or Open Enrollment for ACA Marketplace coverage. Certain life events may also qualify you for a Special Enrollment Period (SEP) — we can help you determine if you’re eligible.

  • Do you offer services beyond health insurance?

    Yes, in addition to health coverage, we also assist with life insurance, group benefits, and retirement planning to help you protect what matters most and prepare for a secure future.